Our Financial Products

Tailored loan solutions designed to meet your personal and business financial needs

Most Popular

Tea Loan - Our Flagship Product

Tea Loan offers flexible personal loan services with a simple and convenient application process.

Loan amounts: ₵500 - ₵50,000
Repayment: 3-24 months
Quick approval: 24 hours

Our Loan Products

Choose the financial solution that's right for you

Business Loan

Fuel your business growth with our flexible business financing solutions. Perfect for expansion, inventory, or working capital needs.

  • ₵5,000 - ₵200,000
  • 6-36 month terms
  • Competitive business rates
New

Emergency Loan

Unexpected expenses happen. Our emergency loans provide quick access to funds when you need them most, with a simple application process.

  • ₵500 - ₵10,000
  • Same-day approval
  • Flexible repayment options

Education Loan

Invest in your future or your child's education with our specialized education financing. Cover tuition, books, and other educational expenses.

  • ₵1,000 - ₵30,000
  • Deferred payment options
  • School-certified disbursement

Home Improvement Loan

Renovate, repair, or upgrade your home with our home improvement financing. Create the living space you've always wanted.

  • ₵3,000 - ₵50,000
  • 6-24 month terms
  • No collateral required

Vehicle Loan

Get behind the wheel of your dream car or purchase a vehicle for business use with our affordable vehicle financing options.

  • Up to 80% financing
  • 12-48 month terms
  • New and used vehicles

Digital Loan

Apply and manage your loan entirely through our mobile app. Our digital loan offers the ultimate convenience for tech-savvy borrowers.

  • 100% online process
  • Instant approval decision
  • Mobile app management

Product Comparison

Find the right loan for your needs

Compare Our Loan Products

Product
Tea Loan
Business Loan
Emergency Loan
Loan Amount
₵500 - ₵50,000
₵5,000 - ₵200,000
₵500 - ₵10,000
Term Length
3-24 months
6-36 months
1-12 months
Approval Time
24 hours
48 hours
Same day
Interest Rate
Competitive
Business rates
Standard rates
Collateral Required
No
Sometimes
No

Simple Application Process

Get your loan in just 4 easy steps

1
Apply Online

Fill out our simple online application form with your basic information.

2
Submit Documents

Upload required documents through our secure portal.

3
Get Approval

Receive loan approval decision within 24 hours in most cases.

4
Receive Funds

Get your money disbursed directly to your bank account.

Eligibility Requirements

To qualify for a loan with TEDLA MINI MART, you must meet the following basic requirements:

  • Ghanaian citizen or legal resident
  • Age 18 years or older
  • Valid Ghanaian ID (Ghana Card, Driver's License, or Passport)
  • Regular source of income (employment or business)
  • Active bank account in Ghana
  • Valid phone number and email address

Additional requirements may apply depending on the loan product and amount requested.